Trading 212 Review 2025: Features, Fees & Pros & Cons

Trading 212 Review 2025: Features, Fees & Pros & Cons

Another feature that various brokers are starting to implement is the ability to earn interest on the uninvested cash within your investing account. Trading 212 again offer a market leading rate in this area at the time of review – 5.2%. In addition to earning interest on uninvested cash, Trading 212 now offers a debit card that you can use to access the money in your invest account. Yes, Trading 212 is good choice for beginners who seek an easy-to-use and learn trading platform. For the past three years, Trading 212 has ranked best-in-class for our ease of use category. That said, the educational offering could certainly be improved to offer more webinars and articles that cover advanced topics.

How do I open a Trading 212 account?

An omnibus account holds the shares of multiple individual clients under one broker. Having traded since 1998, Justin is the CEO and Co-Founded CompareForexBrokers in 2004. Justin has published over 100 finance articles from Forbes, Kiplinger to Finance Magnates. He has a Masters and Commerce degree and has an active role in the fintech community.

Trading 212 CFD

After spending a bit of time using the interface, we can confirm it is smooth and very easy to navigate, but it does feel and look a little basic at times. It’s important to note that Trading 212 segregates client https://traderoom.info/is-trading212-a-reliable-brokerage-firm/ funds from its own operations, providing an additional layer of protection. The broker also maintains solid cash reserves and has been profitable since its founding 20 years ago. When it comes to the customer service aspect of the broker, they can be contacted through email or live chat only.

CFDs are leveraged trades, and it’s possible to lose more than you might think, so you really need to ‘know your onions’ here. There’s also a practice account that lets you hone your skills and get used to the platform before you part with any money. Trading 212 does not have a particularly strong research offering; it provides just a touch more than what I’d consider the bare minimum. Users gain access to news headlines and analysis, a hotlist of popular trading symbols, and a genuinely useful economic calendar.

All content on this site is for informational purposes only and does not constitute financial advice. Consult relevant financial professionals in your country of residence to get personalized advice before you make any trading or investing decisions. DayTrading.com may receive compensation from the brands or services mentioned on this website. Trading 212 gets an average rating for its education because while it offers the essentials for new traders, it lacks in-depth content for seasoned traders. I see the biggest advantage of Trading 212 is its commission-free trading for stocks and ETFs, making it an attractive option if you are seeking a cost-effective trading solution for these assets. International day traders should be aware of these factors when engaging in global exchange trading.

• If you are in the UK, this is a big positive as it means Trading 212 can legally offer its trading services to you.
• For UK, the simulation returns almost identical results, £0 cost for Trading 212 and Lightyear and £605 for DEGIRO.
• This is currently charged at 0.5%, There’s also a £1 PTM levy on UK shares for transactions over £10,000.
• Trading 212 offers commission-free trading on 7,000 stocks, 7,000 ETFs, and 177 forex pairs including all Major Forex Pairs, in addition to other asset classes when trading CFDs.

Is Trader 212 available on mobile devices?

Again, this would usually use up twice the necessary amount in your annual ISA deposit limit because you’ve deposited twice. You can also use this card abroad with a 0.15% FX fee and the capability to hold your money in 13 different currencies. If you see a 1 next to a link it means Money Saving Answers might earn a small commission if you take out the product, and provides you with the same or better deal then you’d get going direct.

This approach does not necessarily count as a drawback since promotional offers are not actual features; they are more of marketing tools. We did briefly speak to a customer support agent, and while they were quick to respond, but at time they didn’t appear to be all that knowledgeable about the features available. We found the fact they have 177 Forex products interesting, very few brokers offer more than 100 although CMC Markets have over 300.

Trading 212 holds over EUR 3.5 billion in customer assets and over 1.5 million clients. Yes, based on your detected country of FI, you can open an account with this broker. TradingFinder.com assumes no responsibility for any potential losses or damages.

However, it falls short in product diversity and research capabilities, potentially limiting more advanced investors. Filippo Ucchino created InvestinGoal, a comparison site and educational portal for the online trading and investing industry. Through InvestinGoal, Ucchino helps users navigate the world of online investing and trading by providing trading guides, best brokers rankings, broker reviews, and broker comparisons. Tier 1 regulation is not the only thing in place to help protect you as a trader at Trading 212. However, as an additional layer of protection, they provide negative balance protection for all traders. This means that you can never lose more than you deposit in your account, and so, it limits your risk.

Assets & Markets

Available for free download on iOS and Android devices, the app provides the complete functionality present on the web app. The customized mobile app is specifically designed for small screens, incorporating features like zoom and scroll for an enhanced user experience. Disappointingly, after $2,000 cumulative, there is a 0.7% deposit fee, which is a significant charge for traders using large accounts. We have reviewed our experience with Trading 212 in terms of their user interface experience, customer support and their suitability for both beginner traders, as well as experienced ones. In terms of educational resources, Trading 212 offers a bank of content through its ‘Learn’ tab, introducing new investors to key concepts and terms.

The information we provide is not affected by these links or our commercial relationships. Product information, prices, and deals are correct at the time of initial publication, but can and do change regularly. It’s advisable to always check the price yourself before taking out a product. The information contained in this site does not constitute financial advice, always do your own research.